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APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Rates as of 5/21/2010.
Rate Description Term Payment Description APR APR Type
NEW/USED AUTO 60 MONTHS MONTHLY 4.00% Fixed
NEW/USED AUTO 72 MONTHS MONTHLY 5.25% Fixed
SIGNATURE UP TO 48 MONTHS MONTHLY 12.90% Fixed
SIGNATURE 49 TO 60 MONTHS MONTHLY 13.40% Fixed
MASTERCARD, A,B,C SCORE ONLY MONTHLY 12.90% Fixed
SHARE SECURED LOANS 0-60 MONTHS MONTHLY 4.50% Fixed
SHARE SECURED LOANS 61-120 MONTHS MONTHLY 5.50% Fixed
CERTIFICATE SECURED LOANS /2% ABOVE INTEREST RATE ON CERTIFICATE , BUT NOT LESS THAN 6% 12MONTHS/18MONTHS/24MONTHS 12MONTHS/18MONTHS/24MONTHS n/a Fixed
NEW/USED BOATS 72 MONTHS MONTHLY 5.90% Fixed
NEW/USED BOATS 73 TO 120 MONTHS MONTHLY 6.25% Fixed
MOTOR HOMES,ECT 1 TO 48 MONTHS MONTHLY 5.90% Fixed
MOTORHOMES,ECT. 49 TO 96 MONTHS MONTHLY 6.50% Fixed
MOTOR HOMES 97 TO 144 MONTHS MONTHLY 7.50% Fixed
MOTORCYCLES 36 MONTHS MONTHLY 5.90% Fixed
MOTORCYCLES 72 MONTHS MONTHLY 6.50% Fixed
LAWN EQUIPMENT 60 MONTHS MONTHLY 5.90% Fixed
LAWN EQUIPMENT 61 TO 120 MONTHS MONTHLY 6.50% Fixed
FURNITURE UP TO 36 MONTHS MONTHLY 7.50% Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificates
Rates as of 5/21/2010.
Rate Description Term Dividend Rates APY
CERTIFICATE 12 MONTH 1.00% 1.00%
CERTIFICATE 18 MONTH 1.25% 1.25%
CERTIFICATE 24 MONTH 1.75% 1.75%

NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Shares Rates
Rates as of 5/21/2010.
Rate Description Term Dividend Rates APY
SHARE ACCOUNTS QUARTERLY 0.25% 0.25%
MONEY FUND MONTHLY 0.75% 0.75%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

IRAs

Rates as of 5/21/2010.
Rate Description Term Dividend Rates APY
IRA QUARTERLY 1.000% 1.00%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Share Draft

Rates as of 5/21/2010.
Rate Description Term Dividend Rates APY
SHARE DRAFT MONTHLY 0.10% 0.10%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

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